PlanMagic Business 11.0 Financial Plan Workbook

- A products wizard to add up to 10 product lines and unlimited products per product line
- Assumptions (general, formation, financial, sales, inventory, expenses, tax, dividend, franchise)
- Investment budget - incl. start-up costs for start-ups, unlimited number of new/existing assets, and depreciable assets summary (5 years)
- Depreciation schedule using SLN, DB, DDB, or SYD (5 years)
- Funding - common stock and preferred stock issuance, or proprietary capital input for sole proprietor/partnerships (5 years)
- Loans & amortization schedule - unlimited number of new/existing loans, deferred loans, flexible loans, amortization (5 years)
- Beginning balance sheet with automated financing check
- Balance sheet historic (3 years)
- Income statement historic (3 years)
- A personnel wizard to add up to 10 departments and an unlimited number of persons and groups per department
- Personnel assumptions - payroll burden, hourly/overtime rates, bonuses payment schedule
- Personnel plan monthly & quarterly (3 years) - with headcount, payroll, overtime, bonuses and payroll burden summary
- Personnel plan annual (5 years)
- Product details & cost of goods with minimum stock level entry (3 years) - Add/Edit/Remove product lines and products
- Sales projections monthly & quarterly (3 years) - enter sales by units or amounts, or in bulk per product line, rebates & allowances
- Sales projections annual (5 years)
- Income statement (Profit & Loss) monthly & quarterly (3 years) - with automated discounts & returns, bad debts and losses & thefts.
- Income statement (Profit & Loss) annual (5 years) - with EBITDA and earnings per share details for companies
- Cash flow projection monthly & quarterly (3 years) - direct method used
- Cash flow projection annual (5 years)
- Balance sheet projection monthly (3 years)
- Balance sheet projection annual (5 years) - with no. of shares issued and net asset value per share details
- Notes to the financial statements - with automated data from the projections
- Tax accounts - sales and income tax
- Inventory account

Business analysis

- Historic ratios (3 years)
- Projected ratios - incl. SGR and IRR/NPV, (AE only: Z-score) for business valuation (5 years)
- Industry standards comparison (5 years)
- Loan capacity ratios (5 years)
- Annual summary matrix - beginning balance, income statement, cash flow, ending balance (5 years)
- Annual dynamic what-if analysis (5 years)
- Annual dynamic sensitivity analysis (best/worst case scenarios) (5 years)
- Comparison analysis - personnel, sales, advertising, income, cash flow, balance sheet (5 years)
- Overdraft scenario

Bonus tools

- Equipment, office, lunch room, machinery list worksheets
- Personal financial statement worksheet
- Partnership accounts worksheet
- USA benchmarks workbook

PlanMagic Business AE 11.0 (Advanced Edition) further includes:

- Additional assumptions
- Development planning (up to 4 phases, 5 years prior and 5 years of planning with automated development timeline)
- Advertising & promotion plan detailed (3 years)
- Advertising & promotion plan annual (5 years)
- Annual ROA / ROE / SGR dynamic analysis tree (5 years)
- Detailed break-even analysis per product line with break-even charts per product line
- Financial summary with CAGR (5 years)
- Revenue analysis per product line (5 years)
- Dashboard
- Timeline with a new task wizard
- Exchange rate wizard -  to easily convert values into another currency